ACA Plan Comparison

Affordable Care Act (ACA) Plan Comparison

Plan Insurer Pays You Pay Monthly Premium Out-of-Pocket Costs Best For
Bronze 60% 40% Lowest Highest Emergencies, low medical usage
Silver 70% 30% Moderate Moderate Most balanced option; CSR available
Gold 80% 20% High Low Frequent care users; predictable costs
Platinum 90% 10% Highest Lowest Chronic conditions; high, ongoing care needs

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